Personal Medicare Help Across Kentucky
Choosing Medicare coverage shouldn't feel like you're doing it alone. I'm James Kaufer, an independent Medicare broker who works one-on-one with people throughout Kentucky — comparing coverage based on your doctors, prescriptions, healthcare needs, and budget.
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Personal Medicare Guidance
I take the time to understand your current coverage, your doctors, your prescriptions, and what matters most to you before we ever talk about specific plans. That's the same conversation whether you're in a big city or a small town — it just starts from wherever your situation actually is.
Local Medicare Considerations
Medicare Advantage plan availability, provider networks, and even pricing can vary quite a bit from one part of Kentucky to another. A plan that works well in a larger metro area like Louisville may not have the same network in a smaller community. I check what's actually available in your specific area rather than assuming one plan fits the whole state.
How I Can Help
Medicare Advantage
Bundled coverage through a private plan.
Medicare Supplement
Fills the gaps Original Medicare leaves behind.
Prescription Drug Coverage
Making sure your medications are actually covered.
Hospital Indemnity
Extra cash protection during a hospital stay.
Support Beyond Enrollment
My job isn't finished the day you pick a plan. If a prescription changes, something confusing shows up in the mail, or you just want a second set of eyes on your coverage, I'm only a phone call away — and every year during Annual Enrollment, I reach back out to make sure your plan still fits.
Frequently Asked Questions
Do you work with people anywhere in Kentucky, or just certain areas?
I work with clients throughout the state. Some I meet with face-to-face, others by phone — whichever works better for you.
Does it cost anything to talk with you?
No. The review is free, and I'm paid by the insurance carrier, not by you.
What if I'm not sure what I need yet?
That's a completely normal place to start. We'll talk through your situation first, and go from there.
Let's Start With a Conversation
No cost, no pressure — just a straight conversation about what fits your situation.
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